Swap XLM to USDC without an account
Exchange XLM (XLM) for USDC (USDC) directly between wallets. You get a receive amount fixed for 60 minutes, a deposit address, and a 1% commission. No registration, no identity documents, and the application does not persist raw IP addresses.
The live rate is unavailable at the moment. Start an exchange to get a quote.
Start this exchange
Stellar
Asset and network you send
ERC20
Asset and network you receive
One email, when your deposit arrives and the order starts processing. Nothing else, no marketing.
XLM to USDC details
- You send
- XLM (XLM) on Stellar
- You receive
- USDC (USDC) on ERC20
- Minimum deposit
- 0.0001 XLM, and at least 50 USD of value
- Decimals accepted
- Up to 8 decimal places
- Memo or tag
- Not used on ERC20
- Rate held for
- 60 minutes
- Commission
- 1% of the exchanged amount
How a XLM to USDC swap works
- Enter the XLM amount you want to send. The USDC amount you receive is calculated and held for 60 minutes.
- Give the USDC address that should receive the payout, then confirm to get a deposit address.
- Send exactly the quoted XLM amount on Stellar before the deadline. The USDC payout follows once that deposit confirms.
XLM to USDC questions
- Do I need an account to swap XLM to USDC?
- No. The exchange runs on the deposit address we give you and the USDC payout address you give us. There is no sign-up, no email requirement and no identity document check.
- Is the XLM to USDC rate fixed?
- Yes, for 60 minutes from the moment you confirm. The receive amount shown on your order is what settles, as long as the exact deposit arrives on Stellar before the deadline.
- What is the minimum XLM amount?
- 0.0001 XLM on this route, and every order must be worth at least 50 USD at the quoted rate.
- What does a XLM to USDC swap cost?
- A 1% commission on the exchanged amount, already included in the receive amount you are quoted. The network fee for your own deposit transaction is set by Stellar and is not ours.
- How long does a XLM to USDC swap take?
- The USDC payout is released after your XLM deposit confirms on Stellar. Confirmation time depends on the network and the fee you set, and every order is settled by an operator rather than an automated hot wallet.
- How private is a XLM to USDC exchange?
- There is no account, no identity document check, and the application does not persist raw IP addresses. Both Stellar and the USDC network are public ledgers, so the transactions themselves stay visible on-chain.